What You Should Consider Before Selecting Pet Insurance

Getting pet insurance is a great thing to do immediately after a dog adoption in San Diego. This is because the insurance cover will give you the much needed peace of mind knowing you will not be stranded in case of an emergency that involves your dog. The first thing you need to do is to identify the best insurance provider. Second, you need to find the best insurance package that is ideal for your dog. There are four very important considerations you need to make when deciding on the insurance package to use.

Dogs breed
The first thing you have to do is to consider the breed of your dog. If you did your research before a puppy adoption, then you know that some dog breeds are more prone to health issues than others. The Chihuahua for example is more prone to accidents resulting from falls. If you have this dog breed in your home, you might want to consider getting an insurance cover that covers accidents. The Golden Retrievers, on the other hand are more susceptible to getting cancer. The insurance cover you take should hence have routine coverage. Understanding the overall health of your dog breed will help select the best cover.

Dog’s age
The age of your dog will also matter. The young puppies and healthy young adults don’t need to visit the vet as often as the older dogs. This means after a puppy rescue in San Diego you can manage with a basic emergency coverage. For the older dogs, you need more coverage because older dogs are prone to both accidents and illnesses. If your dog is too old, don’t be afraid to get full coverage if you can afford it.

Your finances
How much can you afford in monthly premiums? This will dictate the choice you make when deciding on the insurance to use. Don’t pick a package that is too expensive for you.

Your lifestyle
Last but not least, your lifestyle will have a part to play. If yours is a work dog, you can anticipate accidents. The everyday environment that the dog lives in will determine the pet insurance that you pick.

While searching for the best pet insurance after a dog rescue, take note that some companies don’t pay for pre-existing conditions. Research the company thoroughly to understand the specific requirements on the chronic conditions prior to signing up. Certain dog breeds are also exempted from coverage by some insurance companies. These are dogs in the aggressive breed category such as Rottweiler, Pit Bulls, Chow Chows and Llasa Apsos.

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